Most small businesses cannot continue to sustain 10%-20 % even 30% increases in their group health insurance premiums.  Many small business owners cite the high cost of health insurance as the number one threat to their business.

We offer innovative solutions to this complex problem.  The solutions vary dependig upon your individual circumstances but if you have not investigated the benefits of HSA’s (Health Savings Accounts) or MRA’s (Medical Reimbursement Accounts) then you should speak to us.

Retirement Plans

It is difficult to hire and retain quality employees without an employer sponsored retirement plan.  We can help you implement a 401 (k) plan or defined benefit pension plan according to your needs.

Voluntary Benefits

Increasingly employers are turning to voluntary benefits to increase employee retention.  Why?  Because employees value benefits such as life and disability insurance and are willing to pay for these benefits.  As a voluntary benefit, the employer bears no cost except to deduct the premiums from the employees paycheck and forward the premium to the insurance company.