Warning:  67% of All Indiana Residents are Underinsured!
(Are you one of them?)

Could your home be underinsured?  How did your current agent determine the replacement value?

The insurance industry estimates that up to 2/3 of Indiana homes are underinsured?  Why?  Because the evaluator they had their agent complete for years calculated too low of a value!  They are not publicizing this fact – although I can’t imagine why, can you?   I encourage you to view my FREE Report:   “Is Your Home Underinsured” Most agents complete a home replacement evaluator.  You all have been through it.  We ask questions like year built, square footage, etc.  Most people will guess at the square footage in their house.  The average cost to rebuild is approximately $100/sq. ft.  If a person estimates the square footage of their home and is off by 200 feet, then their insurance value is off by $20,000!   Do you have guaranteed replacement or modified replacement cost coverage?  This is key!  You have modified replacement coverage if there is a limit of 125% or 150% of your dwelling limit.  If you have a limit, then we should talk!

When was the last time your agent recommended you change the liability limit on your car insurance? Most people are carrying the same liability limit as they did 20 years ago.  Don’t you think these limits should have been increased?  Think about what this pays for:  medical bills, lost wages and pain and suffering.  How much has medical care increased in the last 20 years?  Wages?  The average person has limits of $100,000 each person and $300,000 each accident.  How bad does the accident have to be before you rack up medical bills and lost wages of $100,000?  Does it make sense for you to change your deductible or remove it completely?  Deductible management when you have teen drivers is critical!

Insurance Insider and Expert, Steve Shoultz says:

“I’m appalled at how many people are drastically underinsured!  Most insurance agents and companies know this, and nothing s being done about it.  Don’t risk your families future, get the real facts about the coverage you need.  In Minutes I’ll show you how to get rock solid protection AND save money on your auto and home insurance!  Just have your current insurance information handy, and I’ll do the rest.”