Farmers vs. Grange (Auto & Home Insurance)

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Farmer's Auto Policy
Bodily Injury (ea person/ea accident): $100,000/$300,000
Property Damage: $100,000
Uninsured/Underinsured Motorists: $100,000/$300,000
Uninsured Motorists Property Damage: $100,000
Medical Payments: NONE
Comprehensive & Collison Deductibles: $500
Roadside Assistance: YES
Rental Reimbursement: $10/day

Total Annual Premium: $2,000.60
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Farmer's Home Policy
Dwelling Limit: $253,000
Other Structures: $12,650
Personal Property: $139,150
Loss of Use: $25,300
Personal Liability: $1,000,000
Medical Payments: $1,000 (ea person)
Deductible: $1,500
Water Backup: NONE
Mold Coverage: NONE
Extended Replacement Cost: NONE

Total Annual Premium: $1,444.92
vs.
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Our Agency's Auto Policy
Bodily Injury (ea person/ea accident): $250,000/$500,000
Property Damage: $100,000
Uninsured/Underinsured Motorists: $250,000/$500,000
Uninsured Motorists Property Damage: $100,000
Medical Payments: $5,000 (ea person)
Comprehensive & Collison Deductibles: $500
Roadside Assistance: YES
Rental Reimbursement: $45/day

Total Annual Premium: $1,154.91
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Our Agency's Home Policy
Dwelling Limit: $278,789
Other Structures: $27,879
Personal Property: $139,395
Loss of Use: $27,879
Personal Liability: $500,000
Medical Payments: $5,000 (ea person)
Deductible: $1,500
Water Backup: $5,000
Mold Coverage: $10,000
Extended Replacement Cost: 50%

Total Annual Premium: $1,332.00
★★★★★
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